LAUNCHING SEPTEMBER 2026
What if buying a home started with your money story, not your credit score?
Money Roots is a guided worksheet and video series that helps you trace where your money story came from, so you can walk into homeownership with clarity about the legacy you're building through homeownership.
Why Money Roots
Most homebuying advice starts with your credit score. Money Roots starts one step earlier.
Long before anyone runs your numbers, you already have a relationship with money — shaped by what your family modeled about credit, debt, and saving. That's your money story, and it still drives how you approach every credit, saving, and home-buying decision you make. Money Roots is a simple, guided worksheet that helps you get to the root of that story — so you can decide what to keep and what to let go of, and learn the difference between your voice and the ones that were never really yours.
What's Inside
Everything you need to understand your money story.
The Money Roots Worksheet
A guided genogram that walks you through your family's money patterns, your own relationship with money and debt, key life events that shaped it, and the through-lines connecting it all.
The "Writing Your Money Story" Video Series
A companion set of videos walking through each section of the worksheet, so you're never doing this reflection alone.
A Gentle, Non-Clinical Approach
No diagnoses, no judgment, just guided questions designed to help you notice patterns.
Who This Is For
Anyone thinking about buying a home who has ever caught themselves thinking "I don't feel ready" — and wants to understand why, before assuming the answer is just about the numbers.
Be the first to get it.
Money Roots launches in September 2026. Sign up now and you'll get early access to the worksheet and video series before it's publicly available — plus a heads-up the moment it's live.
No spam, just one note when Money Roots is ready.
Money Roots is an educational resource created by Michelle Dowell-Vest, Mortgage Loan Officer, NMLS #802231. It is not financial advice or therapy.